Buying groceries has become the second most expensive item in your monthly budget, second only to your house note. The average family spends $727 - 1303 per month on groceries and that's not including eating out or carry out foods. It may be time to rethink how to purchase groceries. And, like most things in life, there are some rules that can save you time and money if you follow those rules. Some of those rules are as follows:

Make a list of what's needed and stick to it

Buy what's on sale...if it's a staple, buy extra so next trip in you don't have to get it again

Buy in season...citrus fruits in winter, and berries in summer

Use store loyalty...those always have discounts included

Buy store brands...beans are beans no matter what the label, and we're going to spice them up anyway

Find that clearance rack...often there's 50% off items in there

Use what you buy...if you can't use the product before it expires, don't waste your money

Learn the cycle of your favorite product...it you miss it at one store on sale, check the next week at another store

Find out when  your favorite store marks down unsold products