I don't know about you, but I almost never carry cash. Who needs cash when you've got that piece of plastic that is good almost everywhere. Heck, even a lot of vending machines take plastic.

As convenient as it is to whip out that little card, it can be equally dangerous in certain types of locations and here are the top 4.

1.  Outdoor ATMs.  Basically, don't use an ATM at all if it's outdoors and out of the way.  Thieves will put a fake card reader over the real one, and copy the information on your card.  Then there's a little spy camera to record you entering your PIN.

 

2.  Gas pumps.  This is the same trick, but it's even easier because so many gas stations are unattended at night.  Some owners have to check their pumps every single morning because they get hit so often.

 

3.  Online stores.  Always use credit online, because credit cards have much better fraud protection.  Thieves can get information from your own computer using malware, hack into your wireless network, or steal info right from the merchant.

 

4.  Restaurants.  Every time you use plastic to pay at a restaurant, a stranger takes your card out of sight for five minutes or more.  You don't know that person.  They could be doing anything with your information back there.